The Tomo Mastercard Credit Card is more than just a payment tool; it’s a stepping stone to financial stability and growth. Designed with inclusivity in mind, it eliminates traditional credit checks, making it accessible to individuals building or rebuilding their credit.
Whether for daily expenses, travel, or major purchases, the Tomo Mastercard combines flexibility with the global reliability of Mastercard. Responsible usage can lead to credit limit increases and a stronger financial future.
Key Benefits of the Tomo Mastercard
- Build or Rebuild Credit: Establish or enhance your creditworthiness with regular on-time payments, which are reported to all three major credit bureaus.
- Zero Interest: Enjoy the freedom of no APR charges. This encourages responsible financial behavior with full-balance payments each cycle.
- Generous Credit Limits: Start with a credit line up to $30,000, supporting both everyday purchases and significant expenses.
- Global Accessibility: Accepted worldwide, the Tomo Mastercard ensures convenience wherever you go. Emergency assistance services are available 24/7 through Mastercard Global Services.
- Exclusive Rewards:
- Receive $5 Lyft credits for every three monthly rides.
- Enjoy a three-month DashPass membership with free delivery and reduced service fees for eligible orders.
- No Credit Check Application: The Tomo application process assesses financial stability through income and banking behavior instead of credit history.
- Financial Security:
- Protect your mobile device by paying phone bills with the card, covering damages or theft.
- Benefit from Zero Liability Protection for unauthorized transactions.
- Convenient Management Tools: Use Tomo’s mobile app for real-time account monitoring, statement access, and seamless financial management.
- TomoBoost Program: Quickly raise your credit limit while improving your credit score. This feature also ensures higher limits are reported to credit bureaus, expediting financial progress.
- World Elite Concierge: Access personalized services, lifestyle perks, and assistance that cater to your needs with the Mastercard World Elite Concierge program.
Who Can Apply for the Tomo Mastercard?
- Age: Must be 18 or older.
- Residency: Legal U.S. residents only.
- Income: Stable income is prioritized over credit scores during evaluation.
- Banking Behavior: Demonstrate responsible money management through bank activity.
- Identity Verification: Submit valid government-issued identification.
This inclusive process ensures broader accessibility, fostering responsible financial habits and growth.
Application Process
Follow these steps to apply for the Tomo Mastercard Credit Card:
- Visit the Tomo Credit Card official website.
- Navigate to the application section.
- Complete the online form with:
- Personal details: Name, address, contact information.
- Financial information: Income, employment status.
- Submit required identification and supporting documents.
- Review and agree to the terms and conditions.
- Submit your application.
- Await approval.
- Upon approval, activate your Tomo Mastercard and start enjoying its benefits.
Common Questions
What is the Tomo Mastercard’s annual fee?
Choose from three pricing plans:
- Basic: $14.99/month ($8.33/month with a one-year plan).
- Premium: $69.99/month ($33.33/month with a one-year plan).
- VIP: $129.99/month ($83.33/month with a one-year plan).
Are foreign transaction fees applicable?
No. The Tomo Mastercard does not impose foreign transaction fees.
Is it a secured card?
Yes, the Tomo Mastercard is secured but doesn’t require a traditional credit score for approval.
Does it report to credit bureaus?
Yes. Your financial activity is reported to all three major credit bureaus, aiding in credit building.
The Tomo Mastercard is an innovative solution for anyone looking to simplify their financial journey, build credit, and unlock new financial opportunities. Apply today to embark on a smarter, more rewarding financial future.
