Black Friday 2025 isn’t just about TVs and tech — it’s also one of the best times of the year to apply for a new credit card. Many major issuers are offering limited-time bonuses, increased cash back, and special financing deals to attract new applicants during the holiday season.
Here’s a quick look at the top 10 credit card deals this Black Friday, whether you’re looking for travel perks, intro APR, or no-annual-fee cash back.
🔥 Best Credit Card Offers — November 2025
| Card Name | Welcome Bonus | Rewards Rate | Annual Fee | Special Black Friday Perk |
|---|---|---|---|---|
| Chase Sapphire Preferred® | 75,000 points ($900 value) | 2x travel, dining | $95 | +$50 Instacart Credit |
| Capital One SavorOne® | $200 bonus after $500 spend | 3% cash back | $0 | Extra 2% back at Walmart & Target |
| Amex Blue Cash Preferred® | $250 bonus + 6% grocery rewards | Up to 6% cash back | $0 intro ($95 after) | $100 Best Buy credit |
| Discover it® Cash Back | 5% rotating categories + match | 5% + 1% everywhere | $0 | Bonus 5% on Amazon + Walmart |
| Citi Custom Cash℠ | $200 after $1,500 spend | 5% on top category | $0 | Black Friday category boost |
| Wells Fargo Active Cash® | $200 flat bonus | 2% unlimited cash | $0 | 0% APR for 15 months |
| Bank of America® Customized Cash | $200 bonus | 3% on choice category | $0 | Up to 5.25% for Preferred Rewards |
| Capital One Venture Rewards | 75,000 miles | 2x on everything | $95 | $250 Airbnb gift card |
| Amex Gold Card | 90,000 points ($1,080 value) | 4x dining, groceries | $250 | Uber One free for 6 months |
| Chase Freedom Flex℠ | $200 + 5% grocery | 5% categories | $0 | 5% on PayPal/Target in Q4 |
🎯 Who These Cards Are Best For:
- Holiday shoppers: Capital One SavorOne®, Discover it®
- Travel deal hunters: Chase Sapphire Preferred®, Venture Rewards
- Grocery spenders: Amex Gold, Blue Cash Preferred
- Big tech buyers: Amex + Best Buy, Freedom Flex with PayPal bonus
- Balance transfers: Wells Fargo Active Cash® (0% intro APR)
🛠️ How It Works — Applying This Black Friday
- Pre-qualify online to avoid hard credit pulls
- Compare card perks — especially limited-time partner deals
- Apply directly through the issuer or a trusted marketplace
- Hit the minimum spend threshold (typically $500–$4,000)
- Redeem your welcome bonus or special offer before it expires
✅ Pros & Cons of Black Friday Credit Card Deals
Pros
- Exclusive bonus offers & partner perks
- $0 annual fee options with strong cash back
- 0% APR options for holiday spending
- Travel points worth up to $1,000+
Cons
- Some cards have high spend requirements
- Variable APR after intro period
- Premium cards carry higher annual fees
💡 Pro Tip: Many of these deals expire by Cyber Monday, so don’t wait too long to apply.
👉 Check if you qualify for a top Black Friday credit card now
