Best Black Friday Car Financing Deals of 2025

Compare All Brands Now

Ready to score the best car deal of the year?

Black Friday 2025 is your prime window to finance a new car with ultra-low APRs, cash bonuses, $0 down options, and fast approvals — even with average credit. Top automakers are rolling out aggressive offers to clear inventory before year-end, and we’ve got the hottest deals in one place.

Top Black Friday Auto Loan Benefits

  • 🚗 0% APR on select 2025 models
  • 💵 Up to $5,000 in trade-in or bonus cash
  • 🕒 Deferred payments for up to 90 days
  • 🔍 Bad credit and $0 down options available
  • Instant comparison with no credit impact

🎯 Who Should Act Now?

These deals are ideal for:

  • First-time car buyers
  • Credit-challenged borrowers needing flexible approval
  • Families upgrading to SUVs or crossovers
  • Anyone wanting to refinance with better rates

⚙️ How It Works

  1. Choose a brand and model you love
  2. Check your eligibility with a soft credit pull
  3. Compare offers and lock in your deal fast

🚘 Featured Models by Brand – Black Friday 2025

Each brand is spotlighting 3 standout models with aggressive Black Friday financing incentives. Here’s what’s hot this season:

Chevrolet

  • Silverado 1500 – 0% APR + up to $3,000 in bonus cash
  • Equinox – $0 down for well-qualified buyers
  • Malibu – Financing from 1.9% APR + trade-in boost

Ford

  • F-150 – Up to $4,000 off MSRP + 0% APR on 60-month terms
  • Escape – Loyalty cash plus flexible financing
  • Edge – Deferred payments for 90 days (on approval)

Kia

  • Sorento – $1,500 bonus + rates as low as 2.49% APR
  • Forte – Entry-level sedan with $0 down options
  • Sportage – $3,000 off MSRP + special holiday financing

Honda

  • Accord – Rates from 2.9% APR for 620+ credit
  • CR-V – $1,000 cash card with select trade-ins
  • Civic Hatchback – $0 down available with quick pre-approval

Toyota

  • Camry – Bonus cash up to $2,500 + 0.9% APR
  • RAV4 – Flexible loan terms and loyalty rewards
  • Corolla Hybrid – Great financing for credit scores 600+

📊 Quick Brand Comparison Table

BrandStarting APRBonus CashMin. Credit ScoreMax Loan Term
Chevrolet0%Up to $3,000620+72 months
Ford0%Up to $4,000620+60 months
Kia2.49%Up to $3,000600+72 months
Honda2.9%Up to $1,000620+72 months
Toyota0.9%Up to $2,500600+72 months

👍 Pros and Cons

Pros

✔️ Year’s best rates and incentives

✔️ $0 down available across multiple brands

✔️ Easier approval with seasonal promotions

Cons

❌ Popular models may sell out quickly

❌ Top-tier offers may require strong credit

🚀 Don’t Miss Out – Offers Expire Soon!

Black Friday car deals don’t last — and inventory moves fast. Compare offers from top brands now and pre-qualify in minutes without affecting your credit.

👉 Check your Black Friday auto financing options now

Written By

As a credit card, loan, and car finance expert. I create simple, educational content to help people make smarter financial decisions, build their credit, and get the best deals available.