Earn big on concerts, movies, and nights out.
Cash back on daily essentials.
Unlimited cash back on all other purchases.
After spending $3,000 in the first 3 months.
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Perfect for Foodies & Fun Seekers+
Earn 4% on restaurants, bars, streaming, and more.
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Big Bonus for New Cardholders+
$300 cash bonus makes your first few months rewarding.
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Unlimited Earning, No Rotating Categories+
Straightforward cashback with no tracking or activation.
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Premium Benefits from Capital One+
Includes travel accident insurance, concierge services, and more.
The Capital One Savor Rewards Credit Card is a standout in the cash back category, especially for people who regularly spend on dining, entertainment, and streaming services. With high cash-back rates and an impressive welcome bonus, it’s become a favorite among lifestyle-focused users.
🚀 Main Benefits at a Glance
- 4% cash back on dining and entertainment
- 3% on popular streaming services
- 1% on all other purchases
- $300 one-time cash bonus after spending $3,000 within 3 months
- No foreign transaction fees
- Extended warranty and travel accident insurance
This card is clearly designed for people who value experiences—foodies, concert-goers, and Netflix binge-watchers alike.
💡 How the Capital One Savor Rewards Card Works
The rewards structure is refreshingly straightforward: every eligible purchase earns cash back automatically, credited monthly to your account. Whether you’re at a Michelin-starred restaurant or buying concert tickets on Ticketmaster, you’re earning 4% back—no rotating categories or enrollment required.
You can redeem rewards as a statement credit, check, or use them to cover past purchases—offering more flexibility than many competitors.
📊 Comparison Table: Capital One Savor vs. Competitors
| Feature | Capital One Savor | Chase Sapphire Preferred | American Express Blue Cash Preferred |
|---|---|---|---|
| Dining Rewards | 4% | 3x points | 6% (only at U.S. supermarkets) |
| Streaming Services | 3% | 1x | 6% (on select services) |
| Welcome Bonus | $300 | 60,000 points | $250 |
| Annual Fee | $95 | $95 | $95 |
| Foreign Transaction Fees | None | 1-3% | 2.7% |
🎯 Who Is This Card Best For?
- Urban professionals who eat out often
- Millennials and Gen Z with active social lives
- Remote workers with heavy streaming usage
- Frequent travelers (thanks to no foreign transaction fees)
💸 Is It Worth the $95 Annual Fee?
If you spend more than $200/month on dining and entertainment combined, the cash-back value outweighs the annual fee. Add the $300 sign-up bonus, and you’re looking at over $500 in value during the first year alone—not counting ongoing spending.
👇 Click below to check if you qualify — no impact on your credit score ✅
